So I've been trying to convince my brother to strengthen his vocabulary. "Go to Dictionary.com everytime you're not sure what a word means!!", I'd preach.
Fast forward >> Today I randomly come across a review of a new modern girl's guide to personal finances book titled "On My Own Two Feet" on hmm I wish I knew how to link people's blogs but for now I'll just copy and paste the link: http://wellheeled.wordpress.com/author/wellheeled/
and realized - OMG I'm in a financial CUL DE SAC!!!
I'm a 25 year old single female living in Manhattan (notoriously expensive) and I have no savings! Only liabilities... I am like Carrie Bradshaw (sorry last SATC reference -I swear) sans Mr. Big but with rent-controlled apartment and closet full of designer clothing.
Which is where the problem lies.. hopefully by starting this blog I can really document where all my money goes and hopefully pay down my debts and start a SAVINGS. I also wish to learn how to invest.
Speaking of which, here's this week's expenditures (It's only Wednesday):
Last night - Dirty Bingo & dinner at Paradou: $76
Today - Japanese lunch with colleague - $6
Eye treatment package at Spa: $260 (comes in a package of 10- fyi I have really bad undereye circles).
Total credit card debt not including student loans - $6,000.00
Thank gosh tomorrow is pay day.. I try to pay at least $1k per month and have to say, I really came a LONG way.. beginning debt in 2006 was $25,000 in credit cards alone.
Oh, back to the beginning, so my brother has been texting me random words he comes across that he finds funny. He just text me "Frivolous- hey thats you Judy!" Great.. I'll take that as a *Sign from above.
Thank you to the blogger Wellheeled (really wish I knew how to link). You may have just changed my life.
4 comments:
Hi Judy,
Thanks so much for your comment. :) Glad to hear that you like my blog. I worked with blogger before and switched to wordpress.com last year. I don't know if you'd be up for a switch, but I've found that wordpress is much easier for someone who is non-techy (as I am).
I look forward to reading your posts!
Welcome to world of personal finance blogging. I too am your age and in full quarter-life crisis mode. I look forward to reading your blog.
While I have a feeling you make a lot more than I do to be able to afford all of that (esp the spa treatment), it does sound like living the Carrie Bradshaw lifestyle will ultimately catch up on you.
FYI, re your comment on my message - i realize harlem/morningside is far from anything "NYC" but i put that there to show that you *can't* get anything in Manhattan for $1050. It's the only place more expensive than SF that I've found.
I like your blog as it is about personal finance.But let me make you sure of one thing that personal finance is not that easy otherwise everyone would be rich.
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